As the kick-off of the 15th Five-Year Plan (2026-2030) approaches, Industrial Bank officially unveiled its exclusive sci-tech finance brand “Xinghuo Technology”, aiming to seize the opportunities brought by the new round of scientific and technological revolution and industrial transformation. The bank’s R&D department is committed to deepening its layout in the modern industrial system and adhering to the principle of “investing early, investing in small enterprises, and investing in hard tech”. It will continuously improve the special institutions, professional products, comprehensive services and diversified ecology for sci-tech finance, striving to become the preferred bank for sci-tech enterprises and a benchmark bank serving the development of new productive forces.
On February 27th, the final episode of the large-scale program Venture Capital New Power, co-produced by Industrial Bank, was broadcast. Zeng Xiaoyang, Vice President of Industrial Bank, stated at the launch ceremony of the sci-tech finance brand “Xinghuo Technology” that the bank will accurately empower hard tech innovation with financial resources and further polish its sci-tech finance brand.
On the same night, Venture Capital New Power also came to a successful conclusion. Spanning six episodes, the program focused on showcasing scientific and technological achievements, interpreting sci-tech policies and solving financing problems, covering cutting-edge fields such as the new generation of artificial intelligence, smart energy, optoelectronic information, new materials, aerospace science and technology, and semiconductors. It featured more than ten high-tech enterprises that have made breakthroughs in the hard tech field, presenting a vivid picture of the vigorous growth of China’s new productive forces. Meanwhile, the program has actively built a communication platform for the in-depth integration of “government, industry, academia, research, investment and finance”, fostering a “rainforest” ecosystem for the development of China’s new productive forces and injecting more impetus for innovation.
2026 marks the first year of the 15th Five-Year Plan (2026-2030). The recommendations for the 15th Five-Year Plan have listed “a substantial improvement in the level of self-reliance and self-improvement in science and technology” as one of the major goals for economic and social development during the period, keeping scientific and technological innovation at the core of the national strategy.
Igniting the light of technology with the fire of finance, Industrial Bank is committed to integrating its development into the overall development of the Party and the country. Its new round of development strategic plan has positioned sci-tech finance as the top priority among the four key brand pillars to build. Taking the launch of the “Xinghuo Technology” brand as a new starting point, the bank will continue to deepen its layout in the modern industrial system. With the integrated development of the “five chains” – policy chain, innovation chain, capital chain, industrial chain and talent chain – as the core framework, it will further advance the construction of the sci-tech finance ecosystem. The bank will synergistically promote the brand building of “Xinghuo Technology” with ecological partnership cooperation and the expansion of industrial service scenarios, so as to further boost the positive cycle of “science and technology – industry – finance”.
According to the introduction, Industrial Bank will focus on core hard tech fields including the new generation of artificial intelligence, integrated circuits, quantum information, life and health, new energy vehicles, intelligent equipment manufacturing, aerospace science and technology with low-altitude economy, as well as new materials and new energy. Centering on the diverse needs of sci-tech enterprises at different stages – start-up, growth and maturity – the bank will improve its full-spectrum services covering “equity, bond, loan, insurance and leasing”. It will upgrade the “technology flow” credit evaluation system and build a full-process, intelligent risk control system adapted to the development laws of sci-tech enterprises, so as to enhance the quality and efficiency of customer service throughout the life cycle.
Developing sci-tech finance requires joint efforts and concerted actions from all parties. In this regard, Industrial Bank will continuously improve the six supporting systems for sci-tech finance, namely “ecological partnership, professional research, product and service, risk management, assessment and evaluation, and technological support”. It will also improve the three-level linkage mechanism of “1 + 20 + 150”, which consists of 1 leading group for sci-tech finance work at the head office, 20 key branch banks focusing on sci-tech innovation highlands and 150 sci-tech characteristic sub-branches rooted in various regions and industries, weaving a dense national sci-tech finance service network.
In recent years, complying with the trend of the new round of scientific and technological revolution and industrial transformation, Industrial Bank has closely focused on the high-level self-reliance and self-improvement in science and technology. It has continuously raised the strategic position of sci-tech finance, strengthened top-level design, improved institutional mechanisms, optimized the service system, and constantly polished its sci-tech finance brand. By the end of 2025, Industrial Bank has served 364,900 sci-tech finance customers, with the balance of sci-tech finance loans exceeding 1.12 trillion yuan.